Payment Plan
📢 Click here for easy instructions to enroll in a payment plan!!
The University of Maryland Eastern Shore offers a monthly payment plan as an alternative to standard payment arrangements. The monthly payment plan enables students to pay college-billed expenses in regular monthly payments without incurring interest charges. A $35.00 non-refundable payment plan enrollment fee is due at the time of enrollment. Monthly payments are automatically deducted from the payment method used to pay the $35.00 enrollment fee.
For instructions on how to enroll in a payment plan, please click here.
For instructions on changing or updating the payment method for the automatically deducted payment plan payments, please click here.
Payment Plan Guidelines
Payment plan payments will be automatically deducted from the payment method used to pay the $35.00 enrollment fee on the 1st of each month. Saved methods can be added and/or updated 24 hours a day, 7 days a week.
Only charges billed by UMES will be budgeted (off-campus expenses, etc., cannot be included).
Payment plans are automatically recalculated on the next business day to include any additional charges (meals, housing, etc.) and/ or any additional payments or financial aid that wasn’t originally budgeted.
Cash App is NOT an accepted form of payment.
Chime is accepted, but be aware that payments made by Chime are NOT immediately withdrawn from your Chime account. Chime is not a bank account, but they have ACH capability through a third-party bank; this is why payments are not immediately withdrawn from your Chime Account.
DEBIT card payments, connected to a bank account, please contact your banking institution to confirm your daily spending limit is increased to cover the amount of your payment.
Credit and debit card payments MUST be made online via TouchNet. All credit/debit card payments will be charged an additional service fee by PayPath (the credit card processor). Domestic cards are 2.99%, international cards are 4.25%, and a minimum of $3.00.
ACH PAYMENTS are NOT immediately deducted from your bank account. It may take up to 7 business days for the payment to be deducted from your bank account by your banking institution. Please ensure that the funds are available in your bank account until they are withdrawn to prevent the payment from being returned as non-sufficient funds.
TouchNet and the University reserve the right to block saved payment methods due to payment returns for Non-Sufficient Funds (NSF). The saved payment method will be blocked because the payment processor has flagged the payment account as high-risk to prevent repeated failed transactions and additional return fees. To have the payment method reset you must pay the account balance in full using a different payment method and request to have your initial saved payment method reset.
Returned electronic checking or savings payments: students will receive an email requesting the payment method be updated to an account (credit card or electronic check) with funds available to deduct the payment. A non-refundable $35.00 non-sufficient fund fee will be assessed to the student account for each returned check payment.
Credit card payments unable to be processed: students will receive an email requesting the payment method be updated to an account (credit card or electronic checking/savings) with funds available to deduct the payment. Please contact your banking institution to ensure your available daily spending limit is high enough to cover the payment amount.
Late Fees: Students will be assessed a non-refundable late fee on their student account each time a payment plan payment is late. This includes monthly payments that were paid by electronic checking or savings accounts that were returned.
Enrollment Holds: A hold will be placed on the student’s account, restricting all enrollment activity until the payment(s) are up to date.
Saved Payment Account Update: Saved payment accounts must be updated when the current saved payment account is unable to be used to process payments. This is usually due to insufficient funds or incorrect account information. If the saved payment account isn’t updated, the current payment account will be used for the next month’s automatic deduction and may result in addition return fees.
Disputed credit card payments: The University reserves the right to appeal credit card payment disputes. Disputed payments will be charged a non-refundable $35.00 disputed payment fee.
Withdrawal from the University does not constitute withdrawal from the payment plan. Be advised the student is still responsible for any tuition and fees remaining on the account. On-demand, real-time statements are available 24 hours a day, 7 days a week.
