Rights and Responsibilities


You have the following rights:

  • You have the right to be notified when money is credited to your account.
  • You have the right to privacy.
  • You have the right to know what financial aid programs are available at UMES.
  • You have the right to a complete explanation of the award process.
  • You have the right to know the Financial Aid Office’s Satisfactory Academic Progress Policy.
  • You have the right to know the UMES Refund Policy.
  • You have the right to cancel a student loan within 10 days from the time the funds were posted to your account.


You are responsible for the following:

  • Reading and understanding all forms and agreements that you sign.
  • Following all directions carefully.
  • Submitting honest and accurate information regarding your financial circumstances.
  • Submitting required documentation in a timely fashion.
  • Signing a promissory and a statement of rights and responsibilities.
  • Informing the Financial Aid Office of additional sources of financial aid received.
  • Resubmitting your FAFSA or renewal application for aid each year.
  • A First Time UMES Student Loan borrower must attend an entrance counseling session.
  • A graduating or exiting student loan borrower must attend an exit counseling session.
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