{"id":1588,"date":"2021-10-10T12:54:04","date_gmt":"2021-10-10T16:54:04","guid":{"rendered":"https:\/\/wwwcp.umes.edu\/hr\/?page_id=1588"},"modified":"2021-10-10T12:56:19","modified_gmt":"2021-10-10T16:56:19","slug":"health-benefits","status":"publish","type":"page","link":"https:\/\/wwwcp.umes.edu\/hr\/health-benefits\/","title":{"rendered":"Health Benefits"},"content":{"rendered":"\n

Medical coverage is available to all individuals and their dependents who are eligible for health benefits. These benefits are offered through the State of Maryland Employee Benefits Division<\/a>.<\/p>\n\n\n\n

Benefits are elected at the time of hire and remain in effect throughout the calendar year unless there is a qualifying event (i.e., marriage, divorce, birth, adoption) during the plan year.  Changes to benefits can also be made during the annual fall open enrollment which become effective January 1 of the following year. <\/p>\n\n\n\n

Medical Plans<\/h2>\n\n\n\n

You have five medical plans from which to choose. In general, all options under each type of plan and carrier cover the same services. However, the participating provider networks for the plans are different. Be sure to carefully review what is covered by each plan, as well as the plan\u2019s limitations and the participating providers and facilities in the plan\u2019s network. Please click on an icon below to select the health carrier. The Summary of Benefits and Coverage<\/a> provides a general overview of the differences in types of plans from Kaiser, Carefirst and United Healthcare. Please consult the official Benefits Guide Book <\/a>for complete plan details.<\/p>\n\n\n\n

Quick Links & Forms<\/h2>\n\n\n\n